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5-Year Cost of Ownership Calculator

Purchase
₹
years
%

Typical: 35 to 45 for bikes, 45 to 55 for cars after five years.

Running costs
km
₹/km

Use the fuel or charging tool to find this.

₹/year
₹/year
₹/year

Yearly average for tyres, chain, battery care and the like.

Loan (leave tenure at 0 for a cash purchase)
%
%
months

Total cost over 5 years

₹2,04,500

About ₹3,408 a month, or ₹4.09 a km

Depreciation (price minus resale)
₹72,000
Fuel or charging
₹1,00,000
Insurance
₹15,000
Service and upkeep
₹17,500
Resale value at the end
₹48,000
Per year
₹40,900
  • Depreciation35%
  • Fuel or charging49%
  • Insurance7%
  • Service and other9%

Good to know

  • The biggest part of the cost is fuel or charging.
  • Resale depends on brand, condition, service history and the used market in your city. Treat the percentage as a guess and try a lower one.
  • Insurance usually falls each year as the vehicle ages, and a no-claim bonus lowers it further. Entering a single average is fine for comparison.
  • Compare two vehicles by running this once for each with the same distance and years.

Estimates for planning. Actual prices, rates and costs depend on your dealer, lender and usage.

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